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Any traded currency
From euro and dollar to baht, rand, rupee and peso: log whatever's in your pocket and convert it in one tap.
iPhone & iPad · Multi-currency
Budget in your currency, spend in theirs.
PocketTrip is a multi-currency travel budget app. Log every purchase in the local money you actually paid, be it baht, yen, dollars or dinars, and it converts straight back to your home currency with live exchange rates. You get one honest running total, without the mental maths or the shock when your statement lands.
The hidden cost of spending abroad
Foreign money is designed to feel unreal
A 5,000-note dinner sounds enormous; a 200-coin coffee sounds free. When the numbers don't map to anything in your head, it's almost impossible to feel whether you're on budget, and the fees love that fog. A good travel currency tracker turns every local price back into money you understand, before you commit to it.
Three costs stacked on every swipe
Spending abroad rarely costs what the price tag says. The exchange rate moves against you, your card may add a foreign-transaction fee, and the payment terminal often offers "dynamic currency conversion", which charges you in your home currency at a rate it picked, with a markup baked in. Each layer is small; together they quietly inflate a trip. PocketTrip can't remove the bank's fees, but it makes the true cost visible so nothing hides.
- Log in the local currency you actually paid
- See the home-currency total update instantly
- Live exchange rates, stored per expense
- Spot dynamic-currency-conversion traps at the terminal
- Every conversion works offline, too
How it works
One budget, every currency, three steps
1
Pick your home currency
Set the currency your budget lives in, the one your salary and bank account use. Every trip total rolls up into this, no matter how many borders you cross.
2
Log in local money
Bought a coffee in Tokyo? Enter it in yen. Dinner in Marrakech? Enter it in dirham. PocketTrip converts each one with the live rate and remembers what you paid.
3
See the true total
Your daily cap and trip budget always read in your home currency, so you know exactly where you stand, down to the last converted cent.
What's inside
A currency converter built into your budget
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Live exchange rates
Rates refresh when you're online and are stored with each expense, so old totals stay accurate instead of drifting.
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True trip total
Every currency rolls up into one home-currency figure, so your budget reflects what the whole trip really cost.
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Works offline
The latest rates live on your device, so conversions keep working on planes, metros and off-grid trails.
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Beat the terminal trap
Know the real home-currency cost so you can confidently decline dynamic currency conversion and pay in local money.
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Private by design
Your trips and totals stay on your device and sync through your own iCloud. Nothing about your spending is uploaded to us.
The one habit that saves the most
Always choose to pay in the local currency
When a card machine or an ATM asks "Pay in GBP or THB?", it isn't doing you a favour. That's dynamic currency conversion, and the "convenient" home-currency option almost always uses a worse rate plus a hidden markup. Tap the local currency instead and let your own bank convert at its rate. PocketTrip logs the local amount and shows you the honest home-currency figure, so you can make the cheaper choice every single time.
FAQ
Multi-currency budgeting, answered
Which currencies does PocketTrip support?
PocketTrip supports the world's traded currencies, from the euro, US dollar, pound and yen to the baht, rand, rupee and peso. You pick your home currency once per trip and log every expense in whatever local money you actually paid in.
Are the exchange rates live?
Yes. PocketTrip fetches up-to-date exchange rates when you're online and stores them with each expense, so the conversion reflects the rate on the day you spent. A trip total from three weeks ago stays accurate instead of being recalculated at today's rate.
Does the currency converter work offline?
Yes. PocketTrip keeps the latest rates on your device, so you can log a purchase and see it converted even with no signal. That helps on planes, in metros and on remote hikes. Rates refresh automatically the next time you're online.
Should I pay in the local currency or my home currency abroad?
Almost always the local currency. When a card terminal offers to charge you in your home currency (this is called dynamic currency conversion), it usually bakes in a poor exchange rate and an extra markup. Choose the local currency instead and your own bank does the conversion at a fairer rate. PocketTrip shows you the real home-currency total either way.
Ready for takeoff?
Every currency, one honest total.
Free on the App Store for iPhone & iPad. One trip and 25 expenses are free, or go Pro for unlimited from € 4,99/month.
